Advice on the Art of Risk Assessments

risk

Risk assessments can be a dizzying challenge for compliance officers, with so many ways to approach the task and so many variables to consider. So today let’s review some of the big themes from a webinar on risk assessments that I moderated last week, where plenty of good advice was dished out. We spent a…

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City National’s Lessons on Risk Assessment

City National

We have another meaty enforcement action from the banking world today, a $65 million civil penalty against City National Bank for systemic failures of corporate governance, risk management, and internal controls. The case includes a laundry list of compliance reforms the bank needs to implement, with plenty of lessons for the compliance profession as a…

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Lessons on Effective Supervision

supervise

Radical Compliance rarely looks at corporate misconduct as obscure as a broker-dealer improperly trading in the market for U.S. Treasurys, but trust me on this: a FINRA enforcement action last week on exactly that issue does indeed offer the larger compliance community a few lessons worth learning. Let’s take a look. The broker-dealer in question…

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More on Risk Assessments

risk

Well this is convenient: just days after the chief accountant at the Securities and Exchange Commission urged companies to do better at performing risk assessments, the SEC fined an alternative energy business for accounting improprieties where poor risk assessment played a starring role.  This is useful news for internal audit and corporate accounting teams, because…

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SEC Warns on Risk Assessments

risk assessments

The top accountant at the Securities and Exchange Commission is warning auditors and corporations alike to do better at risk assessments, and in particular to pay more attention to small control failures that might be suggestive of larger issues in a company’s control environment. Chief accountant Paul Munter released his statement Friday afternoon, a maneuver…

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USAA, Part III: Better Risk Assessments 

USAA

Today we have one more look at that enforcement action banking regulators took against USAA last month, over the bank’s slow pace of compliance improvements. We’ve already reviewed changes to board oversight and compliance staffing levels that USAA needs to make. Next up: risk assessments.  Again, a quick recap. FinCEN and the Office of the…

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A Difficult Picture for Anti-Fraud Today

fraud

The Association of Certified Fraud Examiners is holding its 2021 conference this week (virtually), and to that end the ACFE also just published its latest survey on anti-fraud budgets, resources, and challenges.  Suffice to say, anti-fraud and internal audit teams have had a busy year. More than half of all survey respondents said they’ve found…

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Enterprise Risks: The Pandemic, and Beyond

risk

Surprising exactly no one, the top worries this year among corporate leaders are the pandemic and its economic consequences. So says Protiviti’s annual report on top enterprise risks, although the report does also flag a few other concerns that corporate audit and risk managers may want to consider. The top risk for 2021, according to…

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Another Lesson From Boeing: Silos

boeing

Boeing’s missteps with the 737 Max jet offer many powerful lessons for corporate compliance, audit, and risk executives. Our latest lesson comes from an in-depth article in the New York Times, examining the decisions Boeing made about the jet’s design and subsequent pilot training, and the terrible consequences that followed. Every compliance and audit professional…

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Shameless Self-Promotion: Anti-Fraud Triangle Paper

anti-fraud triangle

As devout Radical Compliance readers might already know, from time to time I have written about something I call the Anti-Fraud Triangle—a method of assessing misconduct risk in your organization, based on the Fraud Triangle that auditors have used for decades to understand fraud risk. Well, I just published a longer white paper on the…

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